Nexus 401(k) is live -- $5K setup, $500/qtr ongoingMost ROBS plans go from intake to funded in 1 to 4 weeksC-Corp formation, 401(k) plan, rollover -- handled end to endQSBS-friendly by design, built into the C-Corp setupRead the full Nexus 401(k) walkthroughNexus 401(k) is live -- $5K setup, $500/qtr ongoingMost ROBS plans go from intake to funded in 1 to 4 weeksC-Corp formation, 401(k) plan, rollover -- handled end to endQSBS-friendly by design, built into the C-Corp setupRead the full Nexus 401(k) walkthrough

401(K) BUSINESS FINANCING

Unlock ownership through retirement savings

Nexus 401(k) helps founders fund a business through a compliant ROBS structure. C-Corp formation, 401(k) plan setup, rollover, and ongoing compliance, handled in one place.

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Eligibility

Confirm your retirement funds qualify and your situation fits ROBS.

Setup

C-Corp formation, 401(k) plan, rollover, stock issuance, all handled.

Operate

Annual filings, compliance monitoring, and required testing managed with clear tasks and alerts.

Everything you need to fund your business

From eligibility to ongoing compliance, Talcott Forge handles the moving pieces so you can focus on building the company.

01 / ELIGIBILITY

Self-serve qualification

Check your eligibility online in minutes. Real-time validation against the rules that matter: funds, structure, employment intent.

02 / FORMATION

C-Corp built right

Delaware-default formation with QSBS-friendly defaults, EIN filing, and the governance documents the IRS will look for.

03 / FUNDING

Rollover handled

We coordinate with your custodian, set up the new 401(k) trust, and execute the rollover and stock purchase in one continuous flow.

04 / COMPLIANCE

Compliance handled

Form 5500 filings, nondiscrimination testing, prohibited-transaction reviews, and a live compliance dashboard with clear tasks and alerts from day one.

How Nexus 401(k) funds your business, tax-free

Nexus 401(k) uses ROBS, Rollover for Business Startups, an IRS-recognized structure, so existing retirement funds can capitalize a business without early-withdrawal penalties or income tax.

Eligibility check

Confirm qualifying retirement funds and that ROBS fits your situation. Most founders need $50K+ in a 401(k), IRA, or 403(b).

C-Corp formation

We form the C-Corporation, file with the state, draft governance, and obtain the EIN.

Plan and rollover

A new 401(k) plan and trust are established. Your existing retirement funds roll into the new plan.

Business funded

The plan invests in your C-Corp's stock. Capital is deployed. No taxes, no penalties, no debt.

Check Your Eligibility How Nexus 401(k) Works

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Common questions

Is ROBS legal?

Yes. ROBS is an IRS-recognized structure that has been in use since the 1970s. It relies on provisions in ERISA and the Internal Revenue Code that allow a 401(k) plan to invest in employer stock. Keeping it compliant is a matter of documentation and ongoing administration, which is what Talcott Forge handles.

How much retirement money do I need?

Most founders need at least $50,000 in a qualifying retirement account (401(k), IRA, 403(b), or similar) for ROBS to make economic sense. Below that, the setup and annual administration costs consume too much of the capital you would deploy.

Why does it have to be a C-Corp?

A ROBS plan invests in employer stock, and only C-Corporations can issue the kind of stock a 401(k) plan can hold. LLCs, S-Corps, and partnerships do not qualify. Talcott Forge forms the C-Corp for you as part of setup.

What does Nexus 401(k) actually include?

C-Corp formation, the new 401(k) plan and trust, the rollover from your existing retirement account, stock issuance to the plan, and the ongoing administration that keeps the structure compliant, including annual Form 5500 filings and required testing.

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See if Nexus 401(k) works for your situation

Eligibility check takes a few minutes. No credit card required, no obligation.

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