We built Nexus 401(k) for founders who want to own what they build.
Talcott Forge is the firm behind Nexus 401(k). We help founders use retirement savings to start or buy a business through a cleaner, more modern ROBS experience, built for the sovereign founder who wants clarity, control, and full ownership.
We built the company we wanted when we used ROBS ourselves.
ROBS is a powerful structure. It gives founders a way to use retirement savings to start or buy a business without taking on debt or giving up equity.
But the experience around it has often felt stuck in another era. Pricing was hard to parse. Workflows were manual. Compliance felt opaque. The process was built around the provider's operations, not the founder making the decision.
We built Nexus 401(k) to offer a better version: clearer economics, better software, and a higher standard for ongoing administration.
Founders deserve more clarity, more control, and better systems.
We think legacy providers miss the mark in a few predictable ways.
Clarity matters.
Founders should understand how the structure works, what it costs, and what responsibilities come with it.
Control matters.
The right setup lets a founder fund the business without debt, dilution, or unnecessary complexity.
Compliance matters.
Good administration should feel organized, visible, and well-supported, not mysterious.
The user matters.
The experience should be built for the operator making the decision, not just the intermediary selling the service.
We believe operators deserve better tools, clearer economics, and a compliance experience built for them, not for legacy providers.
A more modern ROBS experience, end to end.
Clear pricing
Straightforward setup and administration fees, with optional extras shown separately when they apply.
Modern workflow
Onboarding and plan setup designed to be faster, clearer, and easier to navigate.
Ongoing compliance support
Administration, required filings, and plan maintenance handled with structure and visibility.
Founder-native perspective
Built by people close to the decision, with real respect for ownership, capital efficiency, and operational clarity.
See if Nexus 401(k) fits your situation
Eligibility takes a few minutes. No credit card required.