Pricing
NEXUS 401(K)
One setup fee. One ongoing service agreement.
$5,000 covers the initial ROBS setup through funding. $500 a quarter covers the ongoing administration and annual service work that starts after the business is funded.
$5,000Setup
C-Corp, 401(k) plan and trust, rollover, stock issuance, and first-year bond.
$500/qtrOngoing
Plan administration, filings, testing, cap table and valuation records, and renewals.
Setup includes
- C-Corp formation, including formation filing, state filing fee, first-year registered agent, and C-Corp EIN letter
- 401(k) plan and trust establishment, including plan trust EIN filing
- Direct rollover coordination from an eligible existing retirement account
- Stock issuance to the 401(k) plan trust
- First-year ERISA fidelity bond
View ongoing services
- Ongoing plan administration, including Form 5500 filing and required testing
- ERISA fidelity bond renewal
- Cap table and valuation recordkeeping
- Registered agent annual renewal and filing service fees
Nexus vs. legacy ROBS providers
This pricing comparison is the canonical public source for what Nexus includes and how its service model differs from traditional ROBS providers and ERISA / CPA firms.
  | Legacy Providers | ERISA / CPA Firms | |
|---|---|---|---|
| Pricing | |||
| Pricing model | Comprehensive | Many gaps in proper 401(k)& C-Corp maintenance | Custom scope, custom bill |
| Pricing transparency | ✓ Yes | No; critical services require add-oncosts and "time & expense" | ✗ No |
| Setup fee | $5,000 | ~$5,000-$5,500 | $3,000-$8,000+ |
| Ongoing fee | $2,000 / year($500 quarterly) | ~$1,800-$2,200 / year | Hourly or retainer(if supported at all) |
| Est. Year 1 Cost(inclusive of all Nexus services) | $7,000 | ~$8,000-$9,500 | >$10,000 |
| ROBS Funding Eligibility Assessment & Application | |||
| Personalized founder financial tools | ✓ Yes | Limited | ✗ No |
| Self-serve funding eligibility check | ✓ Yes | Partial | ✗ No |
| Online application | ✓ Yes | Partial | ✗ No |
| Dedicated advisor or contact | ✓ Yes | Yes | Yes |
| Typical time to funded | 2-3 weeks | 3-5 weeks | 6-8 weeks |
| C-Corp Formation & Compliance | |||
| Entity formation(C-Corp, EIN, registered agent) | ✓ Included | Included | Sometimes |
| Bylaws + organizational docs | ✓ Included | Included | Included |
| Annual registered agent & filing service fees | ✓ Included | ✗ Client purchases separately | ✗ Client purchases separately |
| State annual report, franchise tax, business license | ✓ Facilitated, billed at cost | ✗ Client arranges separately | ✗ Client arranges separately |
| 401(k) Establishment & Administration | |||
| Plan Establishment(Plan documents, EIN) | ✓ Included | Included | Included |
| ERISA 412 fidelity bond (and annual renewal) | ✓ Included | ✗ Client purchases separately | ✗ Client purchases separately |
| Form 5500 filing and non-discrimination testing | ✓ Included | Included | Often scope and price separately |
| Annual fair market valuation | ✓ Included | Included | Billed separately |
| Platform & Technology | |||
| Modern client portal | ✓ Yes | Basic | Basic |
| Real-time compliance dashboard | ✓ Yes | ✗ No | ✗ No |
| Cap table management | ✓ Yes | ✗ No | ✗ No |
| Recordkeeping + investment management(Modern portal + payroll integration + inv. fiduciary) | ✓ Fintech partner withno setup fee | ✗ Client arranges separately | ✗ Client arranges separately |
| Payroll and benefits | ✓ Fintech partner withno setup fee | Bundled for an extra charge | ✗ No |
| Business banking | ✓ Fintech partner withno setup fee | ✗ No | ✗ No |
Pricing
| Legacy Providers | ERISA / CPA Firms | |
|---|---|---|---|
| Pricing model | Comprehensive | Many gaps in proper 401(k)& C-Corp maintenance | Custom scope, custom bill |
| Pricing transparency | ✓ Yes | No; critical services require add-oncosts and "time & expense" | ✗ No |
| Setup fee | $5,000 | ~$5,000-$5,500 | $3,000-$8,000+ |
| Ongoing fee | $2,000 / year($500 quarterly) | ~$1,800-$2,200 / year | Hourly or retainer(if supported at all) |
| Est. Year 1 Cost(inclusive of all Nexus services) | $7,000 | ~$8,000-$9,500 | >$10,000 |
ROBS Funding Eligibility Assessment & Application
| Legacy Providers | ERISA / CPA Firms | |
|---|---|---|---|
| Personalized founder financial tools | ✓ Yes | Limited | ✗ No |
| Self-serve funding eligibility check | ✓ Yes | Partial | ✗ No |
| Online application | ✓ Yes | Partial | ✗ No |
| Dedicated advisor or contact | ✓ Yes | Yes | Yes |
| Typical time to funded | 2-3 weeks | 3-5 weeks | 6-8 weeks |
C-Corp Formation & Compliance
| Legacy Providers | ERISA / CPA Firms | |
|---|---|---|---|
| Entity formation(C-Corp, EIN, registered agent) | ✓ Included | Included | Sometimes |
| Bylaws + organizational docs | ✓ Included | Included | Included |
| Annual registered agent & filing service fees | ✓ Included | ✗ Client purchases separately | ✗ Client purchases separately |
| State annual report, franchise tax, business license | ✓ Facilitated, billed at cost | ✗ Client arranges separately | ✗ Client arranges separately |
401(k) Establishment & Administration
| Legacy Providers | ERISA / CPA Firms | |
|---|---|---|---|
| Plan Establishment(Plan documents, EIN) | ✓ Included | Included | Included |
| ERISA 412 fidelity bond (and annual renewal) | ✓ Included | ✗ Client purchases separately | ✗ Client purchases separately |
| Form 5500 filing and non-discrimination testing | ✓ Included | Included | Often scope and price separately |
| Annual fair market valuation | ✓ Included | Included | Billed separately |
Platform & Technology
| Legacy Providers | ERISA / CPA Firms | |
|---|---|---|---|
| Modern client portal | ✓ Yes | Basic | Basic |
| Real-time compliance dashboard | ✓ Yes | ✗ No | ✗ No |
| Cap table management | ✓ Yes | ✗ No | ✗ No |
| Recordkeeping + investment management(Modern portal + payroll integration + inv. fiduciary) | ✓ Fintech partner withno setup fee | ✗ Client arranges separately | ✗ Client arranges separately |
| Payroll and benefits | ✓ Fintech partner withno setup fee | Bundled for an extra charge | ✗ No |
| Business banking | ✓ Fintech partner withno setup fee | ✗ No | ✗ No |
Why founders choose Nexus 401(k)
- Clear setup scope with ongoing administration separated plainly.
- Modern intake, documents, cap table, and compliance visibility.
- ROBS-focused workflow without forcing founders into legacy bundles.
When another option may fit better
- Choose a legacy provider if you want a familiar phone-first process and bundled partner network.
- Choose a boutique firm if your tax or capitalization circumstances are unusually complex.
Ready to check eligibility?
Eligibility check takes a few minutes. No credit card required, no obligation.