Pricing
One plan. $5,000 one-time setup plus $500 per quarter for ongoing administration. Everything required to keep your ROBS plan compliant is included.
- C-Corp formation and EIN
- 401(k) plan and trust setup
- Retirement fund rollover processing
- Stock issuance to the plan
- Quarterly prohibited-transaction reviews
- Annual Form 5500 filings and required testing
- 409(A) valuation coordination
- Live compliance dashboard with automated alerts
- Plan amendment support
- Audit support if your plan is examined
See how Nexus 401(k) stacks up
Nexus 401(k) gives founders the depth of modern software with the compliance coverage that serious ROBS administration demands.
Compare across the categories that actually matter
Pricing alone is not the story. Setup speed, compliance visibility, and product access determine how painful the next year feels.
| Category | Nexus 401(k)ROBS administration with a modern app and active compliance | Legacy ProvidersEstablished, advisor-led incumbents | ERISA / CPA FirmsHigh-touch bespoke setup |
|---|---|---|---|
| Pricing | |||
| Setup fee | $5,000 | $4,995 to $5,495 | $3,000 to $8,000+ |
| Ongoing fee | $500 / quarter | $149 to $155 / month | Hourly or retainer |
| Pricing publicly listed | ✓ Yes | Mixed | Rarely |
| Pricing model | Flat quarterly pricing, everything required is included | Monthly admin fees, inclusions vary by provider | Custom scope, custom bill |
| Setup and process | |||
| Self-serve eligibility check | ✓ Yes | ✗ No | ✗ No |
| Online application | ✓ Yes | Partial | ✗ No |
| Dedicated advisor or contact | ✓ Yes | ✓ Yes | ✓ Yes |
| Time to funded | 1 to 4 weeks¹ | 3 to 6 weeks | 6 to 12 weeks |
| Entity formation (C-Corp + EIN) | ✓ Included | ✓ Included | Sometimes |
| Compliance and administration | |||
| Annual filings (Form 5500 + non-discrimination testing) | ✓ Included | ✓ Included | Billed separately |
| 409A valuation coordination | ✓ Included | ✓ Included | Billed separately |
| Compliance dashboard & alerts | ✓ Live with automated alerts | ✗ No | ✗ No |
| Full 401(k) plan administration | ✓ Included | Partial, often tied to payroll bundle | Sometimes |
| Audit support | ✓ Included | ✓ Included | ✓ If retained |
| Plan amendment support | ✓ Included | ✓ Included | Billed separately |
| Platform and technology | |||
| Modern client portal | ✓ Yes | Partial | ✗ No |
| Document vault and e-signature | ✓ Yes | ✗ No | ✗ No |
| Cap table management | ✓ Yes | ✗ No | ✗ No |
| Intelligent compliance monitoring | ✓ Yes | ✗ No | ✗ No |
| Payroll integration | Partner-based, no lock-in | Often bundled into their stack | ✗ No |
¹ Nexus 401(k) funding timeline depends on rollover timing and custodian processing speed.
Why founders choose Nexus 401(k)
- Modern user app with a fully digital experience.
- Proactive compliance built with intelligent automation.
- Full plan administration without forcing users into inferior payroll solutions.
When another option may fit better
- Choose a legacy provider if you want a familiar phone-first process and broader bundled services.
- Choose a boutique firm if your structure is unusually complex and you want direct attorney or CPA attention.
Need add-on services beyond what the plan covers?
Nexus 401(k) includes the standard setup and administration service. Optional extras or third-party pass-through costs apply only when your situation requires them, and they are shown separately.
When extras are needed, they are billed à la carte against your account credit balance. 1 credit equals $1.
Plans include a small credit balance to cover incidentals. Top up only when and if you need it.
Ready to get started?
Eligibility check takes a few minutes. No credit card required, no obligation.