Talcott Forge Launches Nexus 401(k)
Nexus helps qualified founders use eligible retirement savings to start or buy a business, with C-Corp formation, 401(k) plan setup, rollover coordination, stock issuance, and ongoing administration in one workflow. The product is in Early Access; interested founders can request access here.
NEW YORK, June 10, 2026 - Talcott Forge today launched Nexus 401(k), a retirement capital product that helps eligible founders use retirement savings to start or buy a business without taking a taxable distribution.
Nexus is built for experienced operators moving into ownership: mid-career professionals leaving W-2 roles, franchise buyers, searchers, small-business acquirers, and independent founders who want to use their own balance sheet to capitalize their business.
A Rollover as Business Startup 401(k) (”ROBS”) can give qualified founders a way to capitalize a business without selling early equity to outside investors, taking on unwanted debt, or overcommitting their personal cash runway. The structure requires careful setup and ongoing administration: a founder must form a C-Corporation, establish a company-sponsored 401(k) plan trust, coordinate retirement-account rollovers, document the plan trust's purchase of C-Corp stock, and continue operating both the company and plan inside applicable rules.
"Nexus exists because retirement capital can be a powerful funding path for founders, but the process around ROBS has been manual, opaque, and sales-led," said Wes Tang-Wymer, Co-founder of Talcott Forge. "We know this because we used ROBS ourselves to capitalize Talcott Forge. We built Nexus to make the workflow visible and easy to navigate from eligibility through funding, keeping ongoing administration in view after the business is capitalized."
Setup Through Funding
Nexus begins with an eligibility screen and application. Talcott Forge reviews the founder's application and supporting documents to confirm if Nexus is a fit.
The Nexus setup phase includes:
- C-Corp formation: Nexus coordinates formation of the C-Corporation that will sponsor the 401(k) plan.
- Plan setup: Nexus supports establishment of the 401(k) plan trust, including EIN filing.
- Rollover coordination: Nexus helps coordinate the direct rollover of retirement funds into the new plan.
- Stock issuance: Nexus supports documentation of the plan trust's purchase of C-Corp stock.
- Additional services: smart document vault with e-sign execution and the first-year ERISA fidelity bond.
Ongoing Administration After Funding
After rollover funds arrive and the 401(k) plan trust purchases C-Corp stock, the business is funded. Nexus then supports the ongoing ROBS administration work that follows the initial transaction, including Form 5500 filing, required testing, ERISA bond renewal, cap table and valuation recordkeeping, registered-agent annual renewal, filing service fees, and standard plan and entity administration support.
"ROBS is not a passive investment structure," said Jonathan Roberts, co-founder of Talcott Forge. "The founder has real operating and fiduciary responsibilities. Nexus is designed to make fulfilling these responsibilities easier than the ‘send and forget’ model adopted by many legacy providers."
Pricing And Availability
Nexus 401(k) charges a $5,000 one-time setup fee after application approval and $500 per quarter after funding for ongoing administration.
The product is currently in Early Access to selected founders. Interested founders can request access here.
About Talcott Forge
Talcott Forge builds financial products for sovereign founders: builders deploying their own balance sheet into businesses they intend to own and operate. Customers are typically experienced operators seeking to retain ownership in what they build, with the freedom to build it on their terms. Talcott Forge’s product and service stack is tailored for these founders, combining intelligent software, institutional knowledge, and human expertise. Nexus 401(k) is the company's first product.
Contact: founders@talcottforge.com